NavoNAVOYour essentials account

Your essentials account

Access your everyday essentials.
One account. One monthly settlement.

Navo gives approved customers access to everyday essentials from participating businesses and personal vendors. Purchases accumulate into a single monthly account, settled through an authorised salary-deduction arrangement with your employer.

Navo is not a shopping app or a loan. Spending limits are assigned individually and purchases are limited to approved essentials.

The Navo essentials account on a mobile phone

How Navo works

01

Get approved

Register, complete verification and confirm your employer. Navo assigns your individual monthly spending limit.

02

Buy your essentials

Shop approved groceries, meat, pharmacy, household goods and prepared meals from verified vendors near you.

03

Settle once a month

Everything accumulates into one monthly account, settled through your authorised collection arrangement.

Approved essentials

GroceriesFood & takeawaysButcheriesPharmacyHouseholdTransportPersonal vendors

For employers

Give your people access to essentials without informal lending. Employer-specific configuration, employee authorisation and monthly deduction files.

For registered businesses

List your products, receive orders from approved customers and get settled on the Navo settlement cycle.

For personal vendors

Individuals selling approved products or services can apply, complete verification and trade once approved.